Auto Insurance Basics

Overview
Considerations when buying
Tips to Save on Auto Insurance

Auto Insurance Coverage In Depth

Liability Coverage
Comprehensive
Collision
Medical Payments
Uninsured/Underinsured
Miscellaneous Extras

Auto Insurance Premiums

How is my premium calculated?
Gender
Age
Distance
Other Considerations

Age

When a person first begins driving around the age of 16, their premium is normally very high. They have no driving record to base the premium on and the driver is young and inexperienced. When drivers reach 25 years old, regardless of gender, premiums usually drop.

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